WhereTo.Work

Tax Regime Analysis:

• Warsaw uses Polish employee tax, standard 12%/32% brackets with 30k PLN allowance.
• Lisbon applies Portuguese employee tax with progressive brackets up to 48% and 760 EUR allowance.

Tax Parameters:

• Poland: 12% up to 120k PLN, 32% above; social security 13.71% capped at 177,660 PLN; health insurance ~4.47% of gross.
• Portugal: brackets from 14.5% to 48%; social security 11% of gross; no extra deductions.

Cost-of-Living Data:

• Warsaw: 1‑BR rent ~2,500 PLN, meal ~50 PLN, iPhone ~5,500 PLN, cappuccino ~12 PLN.
• Lisbon: 1‑BR rent ~1,200 EUR, meal ~15 EUR, iPhone ~900 EUR, cappuccino ~1.5 EUR.

Net Salary Calculations:

• Warsaw gross 223,116 PLN → deductions 55,027 PLN → net 168,089 PLN.
• Lisbon gross 52,376 EUR → deductions 17,549 EUR → net 34,827 EUR.

Purchasing-Power Comparison:

• Convert net salaries to USD (approx 1 USD = 4 PLN, 1 EUR = 1.09 USD).
• Warsaw net ≈42,022 USD; Lisbon net ≈37,961 USD.
• PPP multiplier = 37,961 / 42,022 ≈ 0.90.

Comparison Conclusion:

• Lisbon scores higher on PPP (85/100) vs Warsaw (78/100) due to lower living costs.
• Verdict: Lisbon offers better purchasing power.

Confidence and Caveats:

• Data sources are official tax calculations (high confidence).
• Exchange rates are approximations; local price variability may affect results.
• Health insurance treated as a gross‑based deduction for simplicity.