WhereTo.Work

Tax Regime Analysis:

• Poznań uses Polish employee tax with standard 12%/32% brackets and a 30k PLN allowance.
• Saint John applies Canadian federal and provincial tax brackets with a 15k CAD allowance.

Tax Parameters:

• Poland: 12% up to 120k PLN, 32% above; ZUS 13.71% capped at 177,660 PLN; health insurance ~4.4% of gross.
• Canada: Progressive rates 15%‑33% across five brackets; CPP 7.05% capped at 71,300 CAD; no additional deductions listed.

Cost-of-Living Data:

• Poznań rent ~2,200 PLN (≈523 USD), meal ≈50 PLN (≈12 USD), iPhone ≈9,500 PLN (≈2,262 USD), cappuccino ≈12 PLN (≈2.86 USD).
• Saint John rent ~1,200 CAD (≈888 USD), meal ≈20 CAD (≈14.8 USD), iPhone ≈1,300 CAD (≈962 USD), cappuccino ≈4 CAD (≈2.96 USD).

Net Salary Calculations:

• Poland: Gross 226,248 PLN → deductions 55,403 PLN → net 170,845 PLN → ≈40,677 USD.
• Canada: Gross 85,317 CAD → deductions 23,792 CAD → net 61,525 CAD → ≈45,528 USD.

Purchasing‑Power Comparison:

• PPP multiplier = 45,528 USD / 40,677 USD ≈ 1.12, indicating Canada provides about 12% higher purchasing power.

Comparison Conclusion:

• Canada scores higher (85/100) versus Poland (78/100) due to higher net income despite comparable living costs.

Confidence and Caveats:

• Data sources are official tax calculations (high confidence).
• Exchange rates used are approximate and may change.
• Local cost figures are averages and can vary by neighbourhood.