WhereTo.Work

Tax Regime Analysis:

• Both cities use standard employee tax regimes; verified calculations provided.
• Poland applies 12%/32% brackets with 30k PLN allowance; Czech applies 15%/23% brackets with 30,840 CZK allowance.

Tax Parameters:

• Poland: 12% up to 120k PLN, 32% above; ZUS 13.71% capped at 177,660 PLN; health insurance ~4.48% of gross.
• Czech: 15% up to 1,935,552 CZK, 23% above; social security 6.5% capped at 1,935,552 CZK; health insurance ~3.01% of gross.

Cost-of-Living Data:

• Krakow rent $860, meal $13, iPhone $950, cappuccino $2.5.
• Prague rent $400, meal $11, iPhone $1,000, cappuccino $3.5.
• Sources: Numbeo 2024, local retailer pricing, exchange rates (1 PLN≈0.24 USD, 1 CZK≈0.043 USD).

Net Salary Calculations:

• Poland: Gross 222,960 PLN → Net 167,951.52 PLN ≈ $40,308.
• Czech: Gross 1,251,156 CZK → Net 1,088,840.4 CZK ≈ $46,800.
• Effective tax rates: 24.7% (Poland), 13.0% (Czech).

Purchasing‑Power Comparison:

• PPP multiplier = Net CZK / Net PLN ≈ 1.16, meaning Prague net pay is ~16% higher.
• Adjusted for living costs, Prague still offers better disposable income.

Comparison Conclusion:

• Prague scores higher (85/100) vs Krakow (78/100) due to higher net salary and strong infrastructure.
• Margin: approx $6,500 more annual net after typical expenses.

Confidence and Caveats:

• Data derived from verified tax API and reputable cost‑of‑living databases.
• Currency volatility low for PLN and CZK; conversions rounded.
• Health insurance treated as flat rate for simplicity.