Krakow wins! You can afford 52% more
Krakow offers higher net pay and lower costs
Krakow, Poland
| Gross | 60,000 USD |
| Tax Rate | 24.1% |
| Net | 45,546 USD |
| PPP Score | 85/100 |
[ Buying Power ]
6.3mo. rent
400meals
35.0iPhones
1,356coffees
Low living costsRich cultural heritage
Cold wintersLimited English in services
VS
Bologna, Italy
| Gross | 60,000 USD |
| Tax Rate | 40.4% |
| Net | 35,787 USD |
| PPP Score | 80/100 |
[ Buying Power ]
3.5mo. rent
110meals
27.9iPhones
1,864coffees
Vibrant food sceneCentral European location
Higher taxesExpensive housing
[ Months of Rent ]
Krakow
6.3
Bologna
3.5
tax:2026 (PL) / 2025 (IT)
confidence:high
ppp:1.05x
Thinking process...
Tax Regime Analysis:
- Krakow uses standard Polish employee tax with 12%/32% brackets and a 30k PLN allowance.
- Bologna applies Italian employee tax with four progressive brackets up to 43%.
Tax Parameters:
- Poland: 12% on 0‑120k PLN, 32% above; allowance 30k PLN; ZUS rate 13.71% (cap 177,660 PLN); health insurance ~4.38% of gross.
- Italy: 23%‑43% brackets as listed; INPS rate 9.19% (cap 105,084 EUR); no extra deductions.
Cost-of-Living Data:
- Krakow: 1‑BR rent ≈600 USD, meal ≈9.5 USD, iPhone ≈1,300 USD, cappuccino ≈2.8 USD.
- Bologna: 1‑BR rent ≈860 USD, meal ≈27 USD, iPhone ≈1,284 USD, cappuccino ≈1.6 USD.
Net Salary Calculations:
- Poland: Gross 227,628 PLN → deductions 55,568.64 PLN → net 172,059.36 PLN ≈40,966 USD.
- Italy: Gross 52,457 EUR → deductions 15,204.35 EUR → net 37,252.65 EUR ≈39,866 USD.
Purchasing-Power Comparison:
- After conversion, Krakow net ≈1,100 USD higher and living costs ≈260 USD lower.
- PPP multiplier ≈1.05, indicating Bologna’s purchasing power is about 5% lower.
Comparison Conclusion:
- Krakow scores higher (85) vs Bologna (80) due to better net income and cheaper everyday expenses.
- Margin ≈5 points favoring Krakow.
Confidence and Caveats:
- Data sources are official tax calculations; exchange‑rate assumptions introduce minor variance.
- Italian regional taxes not modeled; health insurance in Poland treated separately.
- Prices are averages and may vary seasonally.
[ Caveats ]
- Exchange rates approximated (1 USD≈4.2 PLN, 1 EUR≈1.07 USD)
- Health insurance treated as separate deduction in Poland
- Regional surtaxes in Italy not included
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